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Professional Insurance Providers

privatepracticeskills Jul 23, 2022



Many professionals are finding themselves at crossroads where they question their affiliations with regulatory bodies and professional associations. As the winds of change blow, one aspect that should never be left to chance is insurance coverage.

In this article we'll delve into the importance of insurance for healthcare practitioners and explore options for those considering stepping away from their traditional affiliations.

The Insurance Safety Net

Insurance serves as a safeguard against unforeseen circumstances, providing professionals with a safety net to navigate potential pitfalls and liabilities. For healthcare practitioners, this is particularly crucial given the nature of their work. Professional liability insurance, often bundled with membership in professional bodies, offers a layer of protection that can prove invaluable.

Exploring Insurance Providers

Several reputable insurance providers offer tailored coverage for healthcare practitioners. Among them are names like Balens, James Hallam (formerly Graybrooks), Phillip Williams, and Westminster. These providers understand the unique challenges faced by healthcare professionals and offer insurance solutions that align with their needs.

Membership Benefits and Considerations

One aspect to consider is the relationship between professional body membership and insurance coverage. Many practitioners enjoy the benefit of professional liability insurance as part of their membership perks. However, as some practitioners contemplate departing from these associations, the impact on their insurance coverage requires examination.

The Role of HCPC and Insurance

For those registered with the Health and Care Professions Council (HCPC), the decision to remain registered or step away might come with insurance-related implications. Surprisingly, discussions with various insurance providers have revealed a willingness to extend coverage to clinicians registered with HCPC, as well as to practitioners possessing health-related skills, even without HCPC registration. This insight suggests that, for some, HCPC registration might no longer be an absolute necessity.

Tailoring Insurance to Individual Needs

One of the cornerstones of insurance coverage is its customisation. As practitioners explore the possibility of stepping away from professional bodies or regulatory bodies, it's imperative to engage in individualised conversations with insurance brokers. Each practitioner's situation is distinct, and these discussions will shed light on coverage options that align with specific needs and aspirations.


Healthcare practitioners are increasingly considering alternative paths beyond traditional affiliations. Amidst these shifts, insurance coverage remains an unwavering necessity. Balens, James Hallam, Phillip Williams, and Westminster stand as examples of providers offering tailored coverage in the UK.

Moreover, the evolving relationship between HCPC registration and insurance coverage offers a unique perspective on the changing dynamics of the industry. While HCPC registration once held near-indispensable importance, insurance providers are now adapting to the evolving needs of practitioners.

In the end, the key takeaway is the significance of personalised conversations with insurance brokers. These discussions lay the foundation for a secure professional journey, no matter the direction chosen.

Below are some providers of professional liability and practice insurance providers


James Hallam (formerly Graybrooks)

Phillip Williams


The Health-prenuers Guide

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